Balance
What you own and what you owe, kept per book and never added into one pot. Each debt shows what is left of it and roughly when it will be gone.
Balance
What you own and what you owe stay apart. An account that is in the red stays an account, and a card’s outstanding stays a debt - Pocketview never nets one off against the other.
Every book Alex can see
What remains after the debts
€ 81.380
Owned € 339.460 · Owed € 258.080
- Everyday€ 1.240
- Savings€ 12.400
- Car€ 8.500
- CardOwed € 320
- Car loanOwed € 6.200
- Everyday€ 2.180
- Savings€ 2.640
- House€ 310.000
- CardOwed € 410
- MortgageOwed € 248.000
- Business€ 2.500
- VAT owedOwed € 3.150
What this screen does
- A book each
- Your own money, anything you share, and a business — side by side, each its own balance sheet, with the household total as the roll-up.
- What you own, what you owe
- Accounts and assets on one side, debts and cards on the other, and the net position between them.
- Debts and payoff dates
- A debt states its balance and its end: keep the repayment up and it is paid off around a named month.
- Cards
- A credit card is two readings — what is spent against what is allowed, and the dated payment that settles it.
Never added into one pot
Your own money, anything you hold with someone else, and a business each keep their own balance sheet. The household total is a roll-up of them, not a blend: a business can be short while the rest of your money is fine, and that is exactly the thing a single merged figure hides from you.
Books
Everything Alex can see, added
€ 20.960
True, and not an answer to any question. No account below holds this money.
- Alexhis own moneycash€ 13.640
- Everydaychecking€ 1.240
- Savingssavings€ 12.400
- Cardcredit cardOwed € 320
Phone on 28 aug− € 28Covered€ 13.612 - Jointshared with Samcash€ 4.820
- Everydaychecking€ 2.180
- Savingssavings€ 2.640
- Cardcredit cardOwed € 410
Rent on 29 aug− € 1.450Covered€ 3.370 - Companythe businesscash€ 2.500
- Businesschecking€ 2.500
VAT on 31 aug− € 3.150Short € 650€ -650
Money in one book cannot pay another book’s bill, so Pocketview never adds them into a single pot.
Next to it in the app
See it with your own numbers.
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